Content creators who want to offer exclusive content for their fans choose OnlyFans as the best platform to express themselves. If you’re a fan and want to pay for a subscription or any type of content, you can only use specific payment methods, and Wise appears to fit the bill. Since a credit or debit card is required when registering, you can use a Wise physical or virtual card to make payments, preventing transactions from appearing on your bank statement. 

If you have a Wise account and wonder how to use it to pay for OnlyFans, here is some information that will come in handy. 


“Wise,” formerly known as TransferWise, is a financial technology company that offers international money transfer services. It was founded in 2011 by Taavet Hinrikus and Kristo Käärmann. Wise allows users to send money across borders with lower fees and better exchange rates compared to traditional banks.

How to Open a Wise Account

Wise is one of the most convenient and secure ways to pay for OnlyFans content, thanks to its ability to convert various currencies and its speed when making online payments. In order to pay with it on OnlyFans, you must open an account. 

Here are the 5 steps you must take to register on Wise:

  1. Go to or download the application.
  2. Search for the “Register” button and click on it. 
  3. Type your email address in the empty field, or sign up using a Facebook, Google, or Apple account. 
  4. Provide documentation, including both sides of your driver’s license, both sides of your national ID card, and the photo page of your passport. 
  5. Set up your account and fund it. 

People with Wise accounts can also sign up for debit cards. These can be used for OnlyFans and other online payments, as well as transactions in different countries. They come with a $9 one-time fee. 

Furthermore, you can order a virtual card, which makes online spending safer. It’ll add an extra layer of security when you spend money on OnlyFans. 

How Much Does It Cost?

When registering on Wise, you’ll have to deal with several fees. It’s essential to know them before you start using the account for OnlyFans transactions. Here are the different Wise fees you’ll have to deal with:

  • Card ordering fee – $9  
  • Account funding fee – 2% fee for funding the account 
  • Card replacement fee – None when the card expires
  • Virtual card fee – None
  • Transaction fee – From 0.42% when sending money 
  • Withdrawal fee – 2 free ATM withdrawals up to $100 per month, and $1.50 + 2% when withdrawing more than $100 per month per account
  • Receiving Wire payments – $4.14 
  • Currency conversions – From 0.42%
  • Ongoing account fees – None

Wise is transparent regarding how much the features cost. So, you won’t encounter any hidden Wise fees as you use the service. However, you should bear in mind that money-sending fees vary by currency or amount in some cases. 

How Does OF Show Up on Wise Account?

OnlyFans payments will show up on your Wise account as transactions. When you look for them, they will appear as “,” “OF,” “OnlyFans,” or “Fenix International Limited.” 

What Are the Advantages & Disadvantages?

Wise payments for OnlyFans are swift and convenient. In fact, Wise allows you to pay for OnlyFans under the radar if you don’t want your bank statement to reveal your transactions. 

Now, let’s take a look at 3 advantages and 3 disadvantages of choosing this option:

  • You can get a virtual debit card only visible in your Wise account or a physical debit card that can be used for online and international payments.
  • The costs are revealed from the beginning, and you won’t find hidden fees.
  • Wise lets you invest in currencies and earn returns in USD, EUR, and GBP, and the interest rates are very convenient.

  • The fees might be higher compared to some competitors.
  • Customer support may be limited.
  • You must pay a one-time $9 fee when ordering your card.


What are Wise alternatives for OnlyFans?

If you cannot use Wise, you can try one of the alternatives, such as a wire transfer or a direct deposit. Other options include Maestro, Visa, MasterCard, Revolut cards, CashApp, Venmo, Discover, and some prepaid Visa cards. 

Is Wise a bank?

No, Wise isn’t a bank. It’s considered a Money Service Business. 

Can I link a Wise card to PayPal?

You can link your Wise card to PayPal. All you need to do is log into PayPal, go to the “Wallet” page, click “Link a card or bank,” and then “Link a bank account.” All that’s left is inserting your Wise details.  After that you will be able to use PayPal to pay for OnlyFans, using Wise as an intermediary.

Does Wise work in the USA?

Yes, Wise is available in the United States of America. The account can be used for local, online, or international transfers.

Does Wise work in the UK?

Yes, Wise also works in the UK without any issues. You can use the account for local, online, or international transfers. 

Hannah OF
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OF is art. I create art and I want to write about the most common questions I get. Guides, news, updates, and everything related to OnlyFans from users perspective and from creators' perspective.